Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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Effective 11/20/25

Personal Rates

Product NameMinimum Opening DepositMinimum Balance to Obtain APYInterest RateAnnual Percentage Yield (APY)

Product Name


Select Interest Checking

Minimum Opening Deposit


$50

Minimum Balance to Obtain APY


$0.00 - $499.99

Interest Rate


0.00%

Annual Percentage Yield (APY)


0.00%

Product Name


Minimum Opening Deposit


Minimum Balance to Obtain APY


$500.00 - $2,499.99

Interest Rate


0.05%

Annual Percentage Yield (APY)


0.05%

Product Name


Minimum Opening Deposit


Minimum Balance to Obtain APY


Balances Over $2,499.99

Interest Rate


0.08%

Annual Percentage Yield (APY)


0.08%

Product Name


A+ Checking

Minimum Opening Deposit


$50

Minimum Balance to Obtain APY


All Balances

Interest Rate


0.08%

Annual Percentage Yield (APY)


0.08%

Product Name


Platinum Checking

Minimum Opening Deposit


$50

Minimum Balance to Obtain APY


All Balances

Interest Rate


0.15%

Annual Percentage Yield (APY)


0.15%

Product Name


Money Market

Minimum Opening Deposit


$50

Minimum Balance to Obtain APY


$0.00 - $24,999.99

Interest Rate


0.45%

Annual Percentage Yield (APY)


0.45%

Product Name


Minimum Opening Deposit


Minimum Balance to Obtain APY


$25,000.00 - $49,999.99

Interest Rate


0.53%

Annual Percentage Yield (APY)


0.53%

Product Name


Minimum Opening Deposit


Minimum Balance to Obtain APY


$50,000.00 - $149,999.99

Interest Rate


0.70%

Annual Percentage Yield (APY)


0.70%

Product Name


Minimum Opening Deposit


Minimum Balance to Obtain APY


$150,000.00 - $249,999.99

Interest Rate


0.85%

Annual Percentage Yield (APY)


0.85%

Product Name


Minimum Opening Deposit


Minimum Balance to Obtain APY


$250,000.00 - $499,999.99

Interest Rate


1.10%

Annual Percentage Yield (APY)


1.11%

Product Name


Minimum Opening Deposit


Minimum Balance to Obtain APY


Balances over $499,999.99

Interest Rate


1.80%

Annual Percentage Yield (APY)


1.81%

Product Name


Vision Money Market

Minimum Opening Deposit


$25,000

Minimum Balance to Obtain APY


$0.00 - $49,999.99

Interest Rate


0.00%

Annual Percentage Yield (APY)


0.00%

Product Name


Minimum Opening Deposit


Minimum Balance to Obtain APY


$50,000.00 - $149,999.99

Interest Rate


2.00%

Annual Percentage Yield (APY)


2.02%

Product Name


Minimum Opening Deposit


Minimum Balance to Obtain APY


$150,000.00 - $249,999.99

Interest Rate


2.95%

Annual Percentage Yield (APY)


2.99%

Product Name


Minimum Opening Deposit


Minimum Balance to Obtain APY


$250,000.00 - $499,999.99

Interest Rate


3.35%

Annual Percentage Yield (APY)


3.40%

Product Name


Minimum Opening Deposit


Minimum Balance to Obtain APY


$500,000.00 - $749,999.99

Interest Rate


3.75%

Annual Percentage Yield (APY)


3.82%

Product Name


Minimum Opening Deposit


Minimum Balance to Obtain APY


$750,000.00 - $1,499,999.99

Interest Rate


3.80%

Annual Percentage Yield (APY)


3.87%

Product Name


Minimum Opening Deposit


Minimum Balance to Obtain APY


Balances over $1,499,999.99

Interest Rate


3.90%

Annual Percentage Yield (APY)


3.97%

Product Name


ACB Savings

Minimum Opening Deposit


$50

Minimum Balance to Obtain APY


All Balances

Interest Rate


0.20%

Annual Percentage Yield (APY)


0.20%

Product Name


HSA Advantage

Minimum Opening Deposit


N/A

Minimum Balance to Obtain APY


$0.00 - $1,999.99

Interest Rate


0.20%

Annual Percentage Yield (APY)


0.20%

Product Name


Minimum Opening Deposit


Minimum Balance to Obtain APY


$2,000.00 - $4,999.99

Interest Rate


0.20%

Annual Percentage Yield (APY)


0.20%

Product Name


Minimum Opening Deposit


Minimum Balance to Obtain APY


$5,000.00 - $9,999.99

Interest Rate


0.25%

Annual Percentage Yield (APY)


0.25%

Product Name


Minimum Opening Deposit


Minimum Balance to Obtain APY


$10,000.00 - $24,999.99

Interest Rate


0.40%

Annual Percentage Yield (APY)


0.40%

Product Name


Minimum Opening Deposit


Minimum Balance to Obtain APY


$25,000.00 - $49,999.99

Interest Rate


0.50%

Annual Percentage Yield (APY)


0.50%

Product Name


Minimum Opening Deposit


Minimum Balance to Obtain APY


Balances over $49,999.99

Interest Rate


0.65%

Annual Percentage Yield (APY)


0.65%

The Interest Rate and Annual Percentage Yield (APY) may change after account opening. Fees could reduce earnings.
Please call us for current term and rate information.

Effective 11/20/25

CD Rates

Product NameMinimum Opening DepositInterest RateAnnual Percentage Yield (APY)

Product Name


91 Day CD

Minimum Opening Deposit


$500

Interest Rate


3.90%

Annual Percentage Yield (APY)


3.96%

Product Name


182 Day CD

Minimum Opening Deposit


$500

Interest Rate


2.00%

Annual Percentage Yield (APY)


2.01%

Product Name


1 Year CD

Minimum Opening Deposit


$500

Interest Rate


2.08%

Annual Percentage Yield (APY)


2.08%

Product Name


2 Year CD

Minimum Opening Deposit


$500

Interest Rate


2.11%

Annual Percentage Yield (APY)


2.11%

Product Name


3 Year CD

Minimum Opening Deposit


$500

Interest Rate


2.15%

Annual Percentage Yield (APY)


2.15%

Product Name


4 Year CD

Minimum Opening Deposit


$500

Interest Rate


2.18%

Annual Percentage Yield (APY)


2.18%

Product Name


5 Year CD

Minimum Opening Deposit


$500

Interest Rate


2.23%

Annual Percentage Yield (APY)


2.23%

Product Name


13 Month Special CD

Minimum Opening Deposit


$5,000

Interest Rate


3.60%

Annual Percentage Yield (APY)


3.63%

Product Name


Retirement Savings CD*

Minimum Opening Deposit


$500

Interest Rate


0.45%

Annual Percentage Yield (APY)


0.45%

Product Name


91 Day IRA

Minimum Opening Deposit


$500

Interest Rate


3.90%

Annual Percentage Yield (APY)


3.96%

Product Name


182 Day IRA

Minimum Opening Deposit


$500

Interest Rate


2.00%

Annual Percentage Yield (APY)


2.01%

Product Name


1 Year IRA

Minimum Opening Deposit


$500

Interest Rate


2.08%

Annual Percentage Yield (APY)


2.08%

Product Name


2 Year IRA

Minimum Opening Deposit


$500

Interest Rate


2.11%

Annual Percentage Yield (APY)


2.11%

Product Name


3 Year IRA

Minimum Opening Deposit


$500

Interest Rate


2.15%

Annual Percentage Yield (APY)


2.15%

Product Name


4 Year IRA

Minimum Opening Deposit


$500

Interest Rate


2.18%

Annual Percentage Yield (APY)


2.18%

Product Name


5 Year IRA

Minimum Opening Deposit


$500

Interest Rate


2.23%

Annual Percentage Yield (APY)


2.23%

Product Name


13 Month Special IRA

Minimum Opening Deposit


$5,000

Interest Rate


3.60%

Annual Percentage Yield (APY)


3.63%

Fees could reduce earnings. Early withdrawal penalties may be assessed.
* The interest Rate and Annual Percentage Yield (APY) may change after account opening.
Please call us for current term and rate information.