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HSA - Information
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Your savings grow faster at Americana Community Bank. As your balance grows, so will the interest you earn. We also offer children’s savings accounts and many CD terms. Call for current rates and other savings options.

All accounts qualify for free Online Banking.

(1) Age restriction: Children through age 12. (2) During any four (4) week or similar period, you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer or by check, draft, debit card or similar order to a Third Party. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are not subject to this limitation. The following applies to all Regular Savings accounts: A monthly service charge of $3.00 will be assessed if you exceed six (6) withdrawals, of any type, per month. (3) Interest rate and Annual Percentage Yield (APY) may change after account is opened. (4) Tiered depending upon balance. (5) Unlimited Free ATM withdrawals at Americana Community Bank ATMs, MoneyPass Network ATMs and NYCE’s SUM surcharge free Network ATMs. A 3% transaction fee will apply to all International POS/ATM transactions. (6) An ATM Rebate program applies to transactions made at non-ACB and non-MoneyPass or NYCE Network ATMs. Original ATM receipt must show ATM fee and be mailed or presented to your local branch office within one year after the date of the transaction. Rebate will be deposited by ACB into debited account within 10 business days. Account must be open at the time of the Rebate request. Reimbursement of actual fee charged up to a maximum of $3.00 per ATM transaction. ATM Rebate program is not available on Regular or Children’s Savings accounts.