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At Americana Community Bank, every customer is important.

Whether you are a full-time student, a working professional, a young parent or enjoying retirement, we've got products and services designed to meet your needs.

In addition to checking and savings accounts, Americana Community Bank offers both business loans and personal loans, certificates of deposit, individual retirement accounts and health savings accounts, plus safe deposit boxes, gift cards and traveler’s cheques.

No matter what your personal financial needs, we are dedicated to providing you with the guidance, support and tools you need to reach your potential and achieve financial success throughout your lifetime.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation (FDIC) from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.