Checks don't vary much from bank to bank, but people do.
Keeping up in today's complex business environment demands flexibility, vision and a financial partner that will be with you for the long term. No matter what your business needs, we are dedicated to providing you with the guidance, support and tools you need to achieve your financial success.
An annual earnings credit is applied against the total service charges based on the average collected balance maintained in the account during the month. An uncollected funds charge is assessed for the use of uncollected funds.
1) Any excess earnings credit is paid to your account as interest.
2) In the event your earnings credit exceeds your account analysis service charge no charges will be assessed for account activity. Any earnings credit balance is not paid or carried over. The $5.00 monthly service charge will still apply.
3) Account analysis service charges will apply if your account activity exceeds 200 checks written, 30 deposits, or 200 ACH items or other debit/credit items per month or 200 items in your deposits per month.
If you'd like your savings to grow faster, turn to Americana Community Bank. As your balance grows, so does the interest you earn. Call us for current rates and account details.