Savings
Your savings grow FASTER at Americana. Our Liberty Money Market Savings account offers some of the highest rates in Minnesota, with a low $1,000 minimum balance requirement to avoid the $10.00 monthly service charge. As your balance grows, so will the interest you earn. We also offer many CD terms. Call us for current rates and other savings options.
HSA
Advantage
Americana Community Bank now
offers an innovative option to help you manage your health care spending.
Click here for more information or contact a friendly Americana Community Bank
representative for more information.
Loans
Whatever your borrowing needs, we can help. From personal loans and lines of credit, to home equity loans and new mortgage loans... when you need money, call us. We'll meet you at your place...or ours.
24 Hour Banking
All of your account information is at your fingertips with Americana @nywhere Internet Banking and Tele-Banking. Two convenient options allow you to access checking, savings and loan information...24 hours a day, 7 days a week, 365 days a year.
Other Services
We can help you with a wide variety of services - - traveler's checks, safe deposit boxes, wire transfers, electronic payments and more. See our Personal Accounts Disclosure for more details and current fees.
Switch Kit
We've made it EASY for you to switch to Americana Community Bank for all of your personal financial needs. Ask for your free Switch Kit, complete with all of the forms you will need to close your old accounts - you don't even have to go back to your old financial institution! We've also included the forms you'll need to change your automatic payments and direct deposits. It couldn't be easier...so make the switch today...and WELCOME to Americana!! We're glad you're here!
|
|
|
 |
 |
 |
 |
 |
 |
$50 |
$50 |
$50 |
$50 |
$50 |
 |
Yes * |
Yes * |
Yes * |
Yes * |
Yes * |
 |
$0 in checking,
$25,000 total relationship
(consumer deposits and consumer loans)
|
$0 in checking,
$2,500 in total consumer deposits |
$500 |
$300 |
$0 |
 |
Yes |
Yes |
Yes |
No |
No |
 |
None
(unless the balance requirements are not met; then a $15 fee is charged)
|
None
(unless the balance requirements are not met; then a $10 fee is charged) |
None
(unless the balance requirements are not met; then a $5 fee plus $.15 per check is charged)
|
None
(unless the balance requirements are not met; then a $3 fee plus $.15 per check is charged) |
No |
 |
Cash Card (no monthly fee)
Cash &
Check Card
(no monthly fee)
Ready Reserve
(no annual fee and
a reduced rate)
Preferred Rate on
Installment Loans
Free Stop Payments
Travelers Cheques,
cashier checks and
money orders at
no issue charge
Image Statements
Free Notary Service
Free Copies and
Faxes
|
Cash Card (no monthly fee)
Cash &
Check Card
(no monthly fee)
Ready Reserve
(no annual fee)
Preferred Rate on
Installment Loans
Free Stop Payments
Travelers Cheques, cashier checks and
money orders at
no issue charge
Image Statements
Free Notary Service
Free Copies and
Faxes
|
Cash Card (no monthly fee)
Cash &
Check Card
(no monthly fee)
Ready Reserve
(no annual fee)
Image Statements
Free Notary Service
|
Cash Card (no monthly fee)
Cash &
Check Card
(no monthly fee)
Ready Reserve
(no annual fee)
Image Statements
Free Notary Service
|
Cash Card (no monthly fee)
Cash &
Check Card
(no monthly fee)
Ready Reserve
(no annual fee)
Free Notary Service
| * Americana Community Bank WOW accounts are entitled to free standard checks. All other consumer checking accounts are entitled to one box of standard wallet checks annually. |