Americana Community Bank.  Down-to-Earth Banking.
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Products and Services For Consumers

Test Drive Personal Online Banking
Savings
Your savings grow FASTER at Americana. Our Liberty Money Market Savings account offers some of the highest rates in Minnesota, with a low $1,000 minimum balance requirement to avoid the $10.00 monthly service charge. As your balance grows, so will the interest you earn. We also offer many CD terms. Call us for current rates and other savings options.

HSA Advantage
Americana Community Bank now offers an innovative option to help you manage your health care spending.  Click here for more information or contact a friendly Americana Community Bank representative for more information.

Loans
Whatever your borrowing needs, we can help. From personal loans and lines of credit, to home equity loans and new mortgage loans... when you need money, call us. We'll meet you at your place...or ours.

24 Hour Banking
All of your account information is at your fingertips with Americana @nywhere Internet Banking and Tele-Banking. Two convenient options allow you to access checking, savings and loan information...24 hours a day, 7 days a week, 365 days a year.

Other Services
We can help you with a wide variety of services - - traveler's checks, safe deposit boxes, wire transfers, electronic payments and more. See our Personal Accounts Disclosure for more details and current fees.

Switch Kit
We've made it EASY for you to switch to Americana Community Bank for all of your personal financial needs. Ask for your free Switch Kit, complete with all of the forms you will need to close your old accounts - you don't even have to go back to your old financial institution! We've also included the forms you'll need to change your automatic payments and direct deposits. It couldn't be easier...so make the switch today...and WELCOME to Americana!! We're glad you're here!

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Americana Community Bank
Wow Rewards Now Now Regular Freedom
Minimum Deposit to Open $50 $50 $50 $50 $50
Free Checks Yes * Yes * Yes * Yes * Yes *
Minimum Balance $0 in checking,
$25,000 total relationship
(consumer deposits and consumer loans)

$0 in checking,
$2,500 in total consumer deposits
$500 $300 $0
Interest Yes Yes Yes No No
Monthly Fees None
(unless the balance requirements are not met; then a $15 fee is charged)
None
(unless the balance requirements are not met; then a $10 fee is charged)
None
(unless the balance requirements are not met; then a $5 fee plus $.15 per check is charged
)
None
(unless the balance requirements are not met; then a $3 fee plus $.15 per check is charged)
No
Additional Benefits arrowCash Card (no monthly fee)
arrowCash &
Check Card
(no monthly fee)
arrowReady Reserve
(no annual fee and
a reduced rate)
arrowPreferred Rate on
Installment Loans
arrowFree Stop Payments
arrowTravelers Cheques,
cashier checks and
money orders at
no issue charge
arrowImage Statements
arrowFree Notary Service
arrowFree Copies and
Faxes
arrowCash Card (no monthly fee)
arrowCash &
Check Card
(no monthly fee)
arrowReady Reserve
(no annual fee)
arrowPreferred Rate on
Installment Loans
arrowFree Stop Payments
arrowTravelers Cheques, cashier checks and
money orders at
no issue charge
arrowImage Statements
arrowFree Notary Service
arrowFree Copies and
Faxes
arrowCash Card (no monthly fee)
arrowCash &
Check Card
(no monthly fee)
arrowReady Reserve
(no annual fee)
arrowImage Statements
arrowFree Notary Service
arrowCash Card (no monthly fee)
arrowCash &
Check Card
(no monthly fee)
arrowReady Reserve
(no annual fee)
arrowImage Statements
arrowFree Notary Service
arrowCash Card (no monthly fee)
arrowCash &
Check Card
(no monthly fee)
arrowReady Reserve
(no annual fee)
arrowFree Notary Service
 * Americana Community Bank WOW accounts are entitled to free standard checks. All other consumer checking accounts are entitled to one box of standard wallet checks annually.
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