Savings Your savings grows FASTER at Americana. Our money market savings account offers some of the highest rates in Minnesota. As your balance grows, so will the interest you earn. Call us for current rates. Loans Whatever your borrowing needs, we can help. Our experienced commercial lenders will customize a loan for your business - lines of credit, term loans, real estate loans and more. When you're short on funds, call us. We'll meet you at your place...or ours. 24 Hour Banking All of your account information is at your fingertips with Tele-Banking and Americana @nywhere Internet banking. Two convenient options allow you to access checking, savings and loan information...24 hours a day, 7 days a week, 365 days a year. We can help you with a wide variety of services - - wire transfers, electronic payments, tax deposits, night depository, coin and currency orders and more. See our Business Accounts Disclosure for more details and current fees. Basic Business Checking (see chart for more info) This account is designed exclusively for sole proprietors or non-profit organizations. Enjoy earning interest while paying low fees. Business Advantage Checking (see chart for more info) This business account is designed for corporations and larger businesses.  Ask your banker to show you how to manage your balance and transactions to minimize fees. An annual earnings credit is applied against the total activity fees based on the average collected balance maintained during the month. *In the event your earnings credit exceeds your monthly service charge, no charges will be assessed. (Any earnings credit balance is not paid or carried over.) With the Basic Business Checking, any excess earnings credit is paid to your account as interest. An uncollected funds charge is assessed for the use of uncollected funds. Lines of credit are subject to approved credit application. See our Business Accounts Disclosure for more details and current fees. .
	This account is designed exclusively for sole proprietors or non-profit organizations. Enjoy earning interest while paying low fees. This business account is designed for corporations and larger businesses.  Ask your banker to show you how to manage your balance and transactions to minimize fees. * Yes any excess is paid as interest Yes during higher volume months (see below) $.10 per check $.10 per deposit $.03 per item deposited $5.00 Monthly Maintenance Fee If your monthly activity exceeds 200 checks, 200 ACH or other debit/credit transactions, 30 deposits or 200 items in your deposit, the following fees will be assessed for the entire month's activity and earnings credit will be applied, based on your collected balances.* Monthly Maintenance Fee Plus: $.30 per check $.20 per deposit $.05 per ACH transaction $.05 per item deposited $.05 per other debit/credit $100 to open account $100 to open account Image Statements Business Lines of Credit Merchant Credit Card Services Internet Banking Image Statements Business Lines of Credit Merchant Credit Card Services Internet Banking	Want to Open an Account? When you are ready to open your business account, please bring your business documents with you. This will enable us to open your account quickly and accurately. Valid photo identification Personal address, social security number, birth date and drivers license number of each authorized signer on the account Business Tax Identification Number Articles of Incorporation or Certificate in Good Standing Partnership Agreement Certificate of Assumed Name Resolution Authority For Real Estate Trusts: Valid Real Estate License *An annual earnings credit is applied against the total service charges based on the average collected balance maintained during the month. *In the event your earnings credit exceeds your monthly service charge, no charges will be assessed. (Any earnings credit balance is not paid or carried over.) With the Basic Business Checking, any excess earnings credit is paid to your account as interest. An uncollected funds charge is assessed to both accounts for the use of uncollected funds. Lines of credit are subject to approved credit application. See our Business Accounts Disclosure for more details and current fees